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Full reserve banking is also known as 100% reserve banking

A collection of resources for anyone interested in this alternative monetary system.


Some people dismiss Full Reserve Banking (the opposite of Fractional Reserve Banking) as a crazy system not taken seriously by any leading economists. This is entirely false. As recently as 2010, Mervyn King, the governor of the Bank of England, said in a letter to a full reserve banking supporter...

You might be aware that I have said publicly that I think ideas in this spirit - such as those advocated by John Kay - certainly merit serious consideration in the debate as to how we reform our financial system. I remain sympathetic to these views.

If the governor of the Bank of England takes its seriously, then perhaps we all should. The purpose of this website is to be a starting point for anyone wishing to research this common sense, rational and quite practical banking system. Had we had Full Reserve Banking in place all along, it is almost certain that the financial crash of 2007/2008 and its lingering aftermath would never have occurred.

New! The Green Party (UK) has just voted to switch to full reserve banking!
New! Check out the new umbrella organisation for monetary reform groups around the world International Movement for Monetary Reform.
Check out our sister site FractionalReserves.com.

IMF produce paper extolling the virtues of full reserve banking.
Laurence Kotlikoff on "Limited Purpose Banking" - a form of full reserve banking


Khan academy on how full reserves work.


Debt Free Money * Limited Purpose Banking * Islamic Banking * Alternative Currencies * Bitcoin * Monetary Reform * The Gold Standard * Commodity Money * Money as Debt * Monetary Systems * Fiat Money * Narrow Banking * Chicago Plan
Read "What Went Wrong with Economics" for a more detailed examination of
how our current fractional reserve system leads to economic instability →